109 OAK TREE Lane, Palatka, FL 32177

$519,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 4,702 Lot Size (sq. ft.): 21,780 Status: Active

Current Price: $519,900 List Date: 8/18/2026 Last Modified: 9/15/2026

Overview

Description

Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage.

Supplements: Just off the kitchen, the welcoming living room features a cozy wood-burning fireplace--the perfect anchor for cool evenings. Directly adjacent to the living area is a versatile flex room. Ready to adapt to your lifestyle, this space is ideal for a lively game room, a quiet home office, or easily serving as a 5th bedroom. The Entertainer's Dream B ... (Read more)

Listing Details MLS# 2155346

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3380
Living Area Source: Assessor
Building Area Total: 4702
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.5
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From SR19 & SR20 Intersection head West on SR20, Turn Right on Silver Lake Rd, Continue Right on Francis Church Rd, Right on Oak Tree Ln, House will be on the Right
Public Remarks: Welcome to your ultimate private oasis! This stunning 4-bedroom, 3-bathroom heated pool home is ready for entertaining. The Heart of the Home: A Culinary Masterpiece At the center of this residence is a chef's kitchen that perfectly blends rustic warmth with high-end functionality. Whether you are prepping a weekday dinner or catering a grand soirée, this space is fully equipped: Custom Cabinetry & Granite Countertops: Offering immense storage and beautiful, durable workspaces. Premium Details: Anchored by a classic farmhouse sink and a high-performance gas range. Coffee Bar: A dedicated station to elevate your morning routine. Custom Pecky Cypress Pantry: A gorgeous, architectural focal point providing ample, organized storage.
List Price/SqFt: 153.82

Property Features

Levels: Two Rental Restrictions: No Minimum Appliances: Dishwasher; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s); Walk-In Closet(s) Laundry Features: In Unit; Sink Utilities: Electricity Connected Cooling: Central Air Heating: Central Water Source: Well Sewer: Septic Tank Other Structures: Shed(s) Exterior Features: Outdoor Kitchen Patio And Porch Features: Covered; Front Porch; Side Porch Pool Features: In Ground; Heated Spa Features: Private Roof: Metal Parking Features: Garage Lot Features: Corner Lot View: Pool Fencing: Back Yard Current Use: Residential Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan