There is so much to love about this spacious two story home featuring 4 bedrooms/3.5 baths. Main floor bedroom, with full bath for the occasional guest. Formal living room/dining room combo for separate conversations. Enjoy the Chef's delight kitchen with an eat-in area, open to the family room excellent for family and entertaining. Generous amount of 42'' cabinets, walk-in pantry, and plenty of counterspace. Owner's bathroom features garden tub and dual sinks, plus a walk in shower. Three bedrooms, two full bathrooms, and a loft upstairs, suitable for an office or gameroom. Just minutes away from shopping and a short 10 minute drive to Hanna Park, Mayport and the beaches. Come see today!! This property is eligible to up to 100% Financing through First Federal Bank, with buyer qualification.