Experience modern living and investment potential in the heart of Palatka! This luxurious 3-bedroom, 2-bath home has been recently renovated to feature a brand-new metal roof, stylish new flooring, and an open layout designed for comfort. The updated kitchen shines with stainless steel appliances, making it both functional and inviting. Situated on 0.21 acres, this property is ideally located near local shops, dining, and popular attractions such as the St. Johns River, Ravine Gardens State Park, and Palatka Golf Course. Its prime location offers easy access to downtown conveniences while maintaining a welcoming residential charm. Currently leased, this home is an income-producing opportunity with great tenants who wish to renew, ensuring immediate and continued rental income. Whether you're looking for a turnkey investment or a future personal residence, this property blends style, practicality, and a desirable location.