Motivated Seller! Assumable 3/5 ARM with a low 5.5% interest rate—an exceptional opportunity for savvy buyers! Don't miss this beautifully maintained 4 bed, 2.5 bath, 2,207 SF home on a tranquil pondside lot in a family-friendly neighborhood. Enjoy stunning sunrise views and shaded afternoons on the screened lanai or pavered patio with built-in natural gas fire pit and BBQ grill. Inside, the open-concept layout features a modern kitchen with quartz countertops, island, pantry, gas range, and tile backsplash. Includes tankless water heater, security system, irrigation system, garage storage, and under-stair storage. Located in the sought-after Clay County school district, and within walking distance to the elementary school, amenities center, shopping, and recreation. Multiple access points offer easy commuting to downtown, NAS Jacksonville, and the beaches. Move in just in time for summer and enjoy the resort-style pool, tennis, pickleball, gym, dog park, and playground!!