524 CEDAR CREEK Road, Palatka, FL 32177
$860,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
3,960
Lot Size (sq. ft.):
64,033
Status:
Closed
Current Price:
$860,000
List Date:
3/22/2026
Last Modified:
9/09/2026
Listing Details MLS# 2136154
General Property Information
- Bedrooms Total
- 3
- Bathrooms Full
- 3
- Bathrooms Total
- 3
- Living Area
- 3722
- Living Area Source
- Public Records
- Building Area Total
- 3960
- Year Built
- 1994
- Accessory Dwelling Unit Y/N
- Yes
- Homestead YN
- Yes
- Lot Size Acres
- 1.47
- Lot Size Dimensions
- 170 x 367 x 128 x 348
- Association YN
- No
- CDD Fee YN
- No
- Accessibility Features YN
- Yes
- New Construction YN
- No
- Garage YN
- Yes
- Garage Spaces
- 2
- Carport YN
- Yes
- Carport Spaces
- 2
- Pool Private YN
- No
- Water Body Access YN
- Yes
- Waterfront YN
- Yes
- Water Frontage Feet
- 128
- Furnished
- Partially
- Stories
- Yes
- Senior Community YN
- No
- Direction Faces
- East
- Directions
- From Palatka take Hwy 17 north to right on Palmetto Bluff Road. At the end of the road take a left on Cedar Creek Road and continue to 524 on the right. Welcome to your Riverfront Estate!
- Public Remarks
- Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River on approximately 1.47 acres. 2922 sq. ft. custom-built home + 800 sq. ft. shop. Behind an elegant security gate, this 3-bedroom, 3-bath solid brick home residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms.
- List Price/SqFt
- 241.54
- Sold Price/SqFt
- 231.06
Property Features
Architectural Style:
Ranch
Levels:
One
Accessibility Features:
Accessible Bedroom; Accessible Central Living Area; Accessible Closets; Accessible Common Area; Accessible Entrance; Accessible Full Bath; Accessible Hallway(s); Accessible Kitchen
Rental Restrictions:
No Minimum
Appliances:
Convection Oven; Dishwasher; Double Oven; Dryer; Electric Cooktop; Electric Water Heater; Microwave; Refrigerator; Washer; Water Softener Owned
Fireplace Features:
Wood Burning
Interior Features:
Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Skylight(s); Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s)
Flooring:
Tile; Wood
Laundry Features:
Sink
Utilities:
Electricity Connected; Other
Cooling:
Central Air
Heating:
Central; Electric; Heat Pump
Electric:
200+ Amp Service
Water Source:
Private; Well
Sewer:
Septic Tank
Security Features:
Security Fence; Security Gate; Security System Owned; Smoke Detector(s)
Construction Materials:
Brick
Other Structures:
Workshop
Exterior Features:
Boat Lift; Boat Slip; Dock; Fire Pit
Patio And Porch Features:
Covered; Front Porch; Rear Porch; Screened
Spa Features:
Bath
Roof:
Metal
Parking Features:
Attached; Carport; Garage; Garage Door Opener; Gated; RV Access/Parking
Lot Features:
Sprinklers In Front; Sprinklers In Rear
View:
River; Water
Water Body Access Type:
Navigable; Owned
Waterfront Features:
Navigable Water; River Front
Fencing:
Fenced
Current Use:
Residential; Single Family
Road Frontage Type:
County Road
Road Surface Type:
Asphalt
Possession:
Close Of Escrow
Listing Terms:
Cash; Conventional
Room Types:
Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom; Workshop; Other Room
Contract Information
- Property Sub Type
- Single Family Residence
- Property Attached YN
- No
- Listing Contract Date
- 2026-03-22
Location Tax and Legal
- Street Number
- 524
- Street Name
- CEDAR CREEK
- Street Suffix
- Road
- County
- Putnam
- State
- FL
- Postal Code
- 32177
- MLS Area Major
- 563-East Bostwick/Bridgeport/Cedar Creek
- Subdivision Name
- Bostwick
Status Change Information
- Major Change Timestamp
- 2026-09-09T17:12:51Z
- Major Change Type
- Status Change
- Price Change Timestamp
- 2026-07-01T18:07:47Z
- Purchase Contract Date
- 2026-09-03
- Close Date
- 2026-09-09
- Close Price
- 860000
Accessory Dwelling Information
- Dwelling Type
- Other
- ADU Attached Y/N
- No
More Information
Fireplace Features
- Fireplaces Total
- 2
DPR Eligible
- DPR Eligible
- No
Room Types
- Bathroom 1 Level
- Main
- Bathroom 2 Level
- Main
- Bathroom 3 Level
- Main
- Bedroom 2 Level
- Main
- Bedroom 3 Level
- Main
- Dining Room Level
- Main
- Kitchen Level
- Main
- Laundry Level
- Main
- Living Room Level
- Main
- Primary Bedroom Level
- Main
Room Information
| Room Name | Level | Length | Width | Remarks |
|---|---|---|---|---|
| Dining Room | Main | 22.00 | 17.50 | Brazilian Teak |
| Living Room | Main | 22.00 | 17.00 | Brazilian Teak |
| Primary Bedroom | Main | 20.00 | 15.00 | Brazilian Teak |
| Bathroom 1 | Main | 23.50 | 8.50 | Tile |
| Bedroom 2 | Main | 14.60 | 17.00 | Brazilian Teak |
| Bedroom 3 | Main | 12.60 | 17.00 | Brazilian Teak |
| Bathroom 2 | Main | 8.50 | 8.00 | Tile |
| Kitchen | Main | 21.00 | 20.50 | Hardwood |
| Laundry | Main | 7.00 | 6.00 | Tile |
| Bathroom 3 | Main | 9.00 | 6.00 | Tile |
| Workshop | 40.00 | 20.00 | Detached Shop-Heated/Cooled | |
| Other | 34.50 | 13.50 | Screened Back Porch | |
| Other | 15.00 | 9.00 | Covered Front Porch |
Documents
2025 Tax Bill ›
Listing Office:
BARBARA B JENNESS PA
Last Updated: September - 09 - 2026
Information deemed reliable but not guaranteed.